➤ Health Insurance

Health Insurance:

Americans can boast of having one of the best healthcare systems in the world. However, that doesn’t mean that all the healthcare coverage will be provided by your employer or our government. Hence, with the cut back in healthcare coverage by your employer and our government, you may have to bear expenses for prescription drugs, dentist visits, eye exams, paramedical services, transportation by ambulance, etc. There are enhanced healthcare plans that can provide coverage against these and other unexpected health and dental expenses you may incur.

CONFUSED ABOUT THE AFFORDABLE CARE ACT?

WELL, YOU’RE NOT ALONE

Health Insurance in our country is changing. Are you informed to make the decisions essential in choosing a health plan for you and/or your family? Small business owners may require assistance in setting up health Care options for your employees. The Russell Insurance Agency is here to help you put the pieces together.

Beginning on October 1st the Initial Enrollment Period begins and will end February 15, 2015 for the New national health care reform known as “Patient Protection and Affordable Care Act” (PPACA) enacted March 23, 2010.

We, here at The Russell Insurance Agency are committed to helping you through the process of choosing your New Health Plan.

Please contact our office to set an appointment to meet with a Certified Agent. We will assess all of your needs and walk you through the evaluation process required to check your qualification for an immediate subsidy in reduction of health care premium.

Some facts you may not know:

1. It is the law. It has been estimated that 44% of Americans do not know it has been placed into law.
2. Those that remain uninsured will be penalized.
3. The penalty will be administered through the IRS.
4.  If you are qualified for a subsidy, you have choices on how you would like to apply the subsidy.

• Immediately
• Year-end
• Split

Whether you are an individual or small business,

The Russell Insurance Agency is here to help you put the pieces together.

Contact our office to find out which plan best fits your needs. Phone: 800-763-1406